@charset "utf-8";
/* ============================================================
   실비보험 노트 (medinote.co.kr)
   디자인 : 손글씨 스터디 노트 / 다이어리
   · 크림 줄노트지 + 다크브라운 잉크 + 체리 마진선
     + 버터옐로 포스트잇 + 세이지 그린 + 포인트 블루
   · Hi Melody 손글씨 헤드라인 + Pretendard 본문
   · 배경 : 아기자기한 문구 패턴 이미지(bg.png) 타일
   · 히어로 : "펼친 스프링 노트" 2단 —
     좌 페이지 = 카피(짧게) / 우 페이지 = 폼(줄노트+마진선)
     모바일 : 카피 → 폼 순서, 첫 화면에 폼 노출
   · 폼 라벨 : 본인 기준 / 필드 순서 이름→성별→생년월일→연락처
   · termsModal 760px / 앵커 3종 세트
   ============================================================ */
:root{
  --ink:#4a3426;            /* 다크브라운 잉크 */
  --ink-deep:#33231a;
  --soft:#8a7a6a;           /* 보조 텍스트 */
  --paper:#fdf9f0;          /* 크림 노트지 */
  --paper2:#fffdf7;
  --kraft:#e8d9c0;          /* 크라프트 */
  --kraft-deep:#c9a87c;
  --rule:#ead9c8;           /* 노트 가로줄 */
  --cherry:#e25c4a;         /* 마진선 레드 */
  --cherry-deep:#b03a2a;
  --cherry-soft:#fdeae6;
  --butter:#ffd66b;         /* 포스트잇 옐로 */
  --butter-deep:#8a6a00;
  --butter-soft:#fff4d6;
  --sage:#7fb285;           /* 세이지 그린 */
  --sage-deep:#46774c;
  --sage-soft:#e9f3ea;
  --blue:#4a7fc1;           /* 포인트 블루 */
  --blue-deep:#2f5a94;
  --blue-soft:#e8f0fa;
  --line:#eee3d2;
  --r:18px;
  --shadow:0 14px 32px rgba(74,52,38,.14);
  --disp:'Hi Melody','Pretendard',sans-serif;
}
*{margin:0;padding:0;box-sizing:border-box}
html{scroll-behavior:smooth}
body{font-family:'Pretendard',system-ui,sans-serif;color:var(--ink);background:var(--paper);line-height:1.7;-webkit-font-smoothing:antialiased;overflow-x:clip}
a{color:inherit;text-decoration:none}
img{max-width:100%;display:block}
button{font-family:inherit;color:inherit}
.wrap{max-width:1120px;margin:0 auto;padding:0 22px}

/* ===== Header ===== */
header{position:sticky;top:0;z-index:60;background:rgba(253,249,240,.95);backdrop-filter:blur(10px);border-bottom:2px solid var(--ink)}
.nav{display:flex;align-items:center;justify-content:space-between;height:64px}
.brand{display:flex;align-items:center;gap:9px}
.brand .mark{width:33px;height:33px;display:grid;place-items:center}
.brand .mark svg{width:33px;height:33px;filter:drop-shadow(0 3px 5px rgba(226,92,74,.3))}
.brand h1{font-family:var(--disp);font-size:24px;font-weight:400;letter-spacing:0;line-height:1;margin:0;color:var(--ink)}
nav ul{display:flex;gap:2px;list-style:none}
nav a{font-weight:700;font-size:15px;color:var(--ink);padding:8px 13px;border-radius:999px;transition:background .15s,color .15s}
nav a:hover{background:var(--butter-soft);color:var(--cherry-deep)}
nav a.active{background:var(--ink);color:var(--butter)}
.hbtn{background:var(--cherry);color:#fff;border-radius:999px;padding:10px 19px;font-weight:800;font-size:14px;display:inline-flex;align-items:center;gap:6px;box-shadow:0 6px 16px rgba(226,92,74,.38);transition:transform .15s,background .15s,color .15s}
.hbtn:hover{transform:translateY(-2px);background:var(--sage-deep);color:#fff}
.burger{display:none;flex-direction:column;gap:5px;cursor:pointer;padding:6px;background:none;border:0}
.burger span{width:24px;height:2.5px;background:var(--ink);border-radius:2px}

/* ===== Mobile menu ===== */
.mmenu{display:none;position:fixed;inset:0;z-index:80;background:rgba(51,35,26,.55)}
.mmenu.open{display:block}
.mpanel{position:absolute;right:0;top:0;height:100%;width:78%;max-width:320px;background:var(--paper);border-radius:24px 0 0 24px;padding:26px 24px;overflow-y:auto;box-shadow:-12px 0 32px rgba(51,35,26,.32)}
.mpanel .x{background:var(--cherry-soft);border:0;width:38px;height:38px;border-radius:50%;font-size:20px;font-weight:800;cursor:pointer;display:block;margin-left:auto;color:var(--cherry-deep)}
.mpanel ul{list-style:none;margin-top:16px}
.mpanel li{border-bottom:1px dashed var(--line)}
.mlink{display:block;padding:14px 6px;font-family:var(--disp);font-weight:400;font-size:22px;color:var(--ink)}
.mlink:hover{color:var(--cherry-deep)}
.mlink.hl{background:var(--cherry);color:#fff;text-align:center;border-radius:999px;margin-top:16px;border-bottom:0;box-shadow:0 6px 16px rgba(226,92,74,.38)}

/* ===== Hero : 펼친 스프링 노트 ===== */
.hero{position:relative;overflow:clip;padding:34px 0 46px;background:var(--kraft) url('../bg.png') repeat;background-size:360px 360px}
.notebook{position:relative;display:grid;grid-template-columns:1fr 1fr;max-width:1040px;margin:0 auto;border-radius:22px;box-shadow:0 24px 50px rgba(51,35,26,.28);scroll-margin-top:84px}
/* 좌 페이지 : 카피 */
.npageL{position:relative;background:var(--paper2);border:3px solid var(--ink);border-right:0;border-radius:22px 0 0 22px;padding:34px 44px 30px 36px;background-image:linear-gradient(var(--rule) 1px,transparent 1px);background-size:100% 38px;background-position:0 22px}
.npageL::before{content:"";position:absolute;top:0;bottom:0;left:30px;width:2px;background:rgba(226,92,74,.45)}
/* 우 페이지 : 폼 */
.npageR{position:relative;background:#fff;border:3px solid var(--ink);border-left:0;border-radius:0 22px 22px 0;padding:30px 34px 26px 44px;background-image:linear-gradient(var(--rule) 1px,transparent 1px);background-size:100% 38px;background-position:0 22px}
/* 중앙 스프링 */
.spine{position:absolute;left:50%;top:0;bottom:0;width:0;transform:translateX(-50%);z-index:3}
.spine i{position:absolute;left:-17px;width:34px;height:13px;border:3px solid var(--ink);border-radius:999px;background:linear-gradient(180deg,#f6efe2,#cdbfa8)}
/* 카피 내용 */
.hcopy .date{font-family:var(--disp);font-size:19px;color:var(--cherry-deep);margin-bottom:4px}
.hcopy h2{font-family:var(--disp);font-weight:400;font-size:clamp(34px,4.4vw,53px);line-height:1.3;letter-spacing:0;color:var(--ink-deep)}
.hcopy h2 b{color:var(--cherry);font-weight:400}
.hcopy h2 .mk{background:linear-gradient(transparent 62%,var(--butter) 62%)}
.hcopy .lead{margin-top:10px;font-size:14.5px;color:var(--soft)}
.hcopy .lead b{color:var(--ink)}
.hcopy .stickies{display:flex;gap:12px;margin-top:18px;flex-wrap:wrap}
.hcopy .stickies span{font-family:var(--disp);font-size:18px;line-height:1.25;padding:10px 14px 8px;transform:rotate(-2deg);box-shadow:0 5px 10px rgba(51,35,26,.16)}
.hcopy .stickies span:nth-child(1){background:var(--butter);color:#6b5200}
.hcopy .stickies span:nth-child(2){background:var(--sage-soft);color:var(--sage-deep);transform:rotate(1.5deg)}
.hcopy .stickies span:nth-child(3){background:var(--cherry-soft);color:var(--cherry-deep);transform:rotate(-1deg)}
/* 폼 페이지 */
.npageR .tape{position:absolute;top:-14px;left:50%;transform:translateX(-50%) rotate(-2deg);width:150px;height:30px;background:rgba(255,214,107,.85);border:1.5px dashed rgba(138,106,0,.4);z-index:4}
.npageR .nhead{margin-bottom:13px;padding-bottom:9px;border-bottom:2px dashed var(--kraft-deep)}
.npageR h3{font-family:var(--disp);font-weight:400;font-size:27px;line-height:1.15;color:var(--ink-deep)}
.npageR h3 span{color:var(--cherry)}
.npageR .qsub{font-size:12.5px;color:var(--soft);font-weight:600;margin-top:2px}
.field{margin-bottom:11px}
.field label{display:block;font-size:13px;font-weight:800;margin-bottom:4px;color:var(--ink)}
.field label i{font-style:normal;font-family:var(--disp);color:var(--cherry-deep);font-size:14px;margin-right:5px}
.txt{width:100%;border:2px solid var(--kraft);background:var(--paper2);border-radius:10px;padding:10px 13px;font-size:15px;font-family:inherit;color:var(--ink);appearance:none;-webkit-appearance:none;transition:border .15s,box-shadow .15s,background .15s}
.txt:focus{outline:none;border-color:var(--cherry);background:#fff;box-shadow:0 0 0 4px rgba(226,92,74,.15)}
.txt::placeholder{color:#c8b9a6}
select.txt{background-image:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='12' height='8'%3E%3Cpath d='M1 1l5 5 5-5' stroke='%234a3426' stroke-width='2' fill='none' stroke-linecap='round'/%3E%3C/svg%3E");background-repeat:no-repeat;background-position:right 12px center;padding-right:32px}
.seg{display:grid;grid-template-columns:1fr 1fr;gap:8px}
.seg button{border:2px solid var(--kraft);background:var(--paper2);border-radius:10px;padding:9px 0;font-size:14px;font-weight:800;cursor:pointer;color:var(--soft);transition:all .15s}
.seg button:hover{border-color:var(--cherry);color:var(--cherry-deep)}
.seg button.on{background:var(--cherry);border-color:var(--ink);color:#fff}
.phone-row{display:grid;grid-template-columns:82px 1fr;gap:8px}
.privacy_wrap{display:flex;align-items:center;gap:7px;margin:5px 0 2px;font-size:13px}
.privacy_wrap input[type=checkbox]{width:17px;height:17px;accent-color:var(--cherry)}
.privacy_label{font-weight:700;color:var(--ink)}
.privacy_view{font-weight:800;color:var(--blue-deep);text-decoration:underline;text-underline-offset:3px}
.privacy_view:hover{color:var(--cherry-deep)}
.err{display:none;background:#fdeeee;border:2px solid #f2bcbc;border-radius:10px;color:#bb3b3b;font-size:13.5px;font-weight:700;padding:9px 13px;margin:10px 0 0;text-align:center}
.submit{width:100%;background:var(--cherry);color:#fff;border:2.5px solid var(--ink);border-radius:12px;padding:13px 0;font-size:23px;font-weight:400;font-family:var(--disp);line-height:1;cursor:pointer;box-shadow:0 5px 0 var(--ink);transition:transform .12s,box-shadow .12s,background .15s,color .15s;margin-top:10px}
.submit:hover{transform:translateY(-2px);box-shadow:0 7px 0 var(--ink);background:var(--butter);color:var(--ink-deep)}
.submit:active{transform:translateY(2px);box-shadow:0 2px 0 var(--ink)}
.trustrow{display:flex;gap:14px;justify-content:center;font-size:12.5px;font-weight:700;color:var(--soft);margin-top:11px;flex-wrap:wrap}
.trustrow b{color:var(--sage-deep)}

/* ===== Insurer marquee : 인덱스 탭 칩 ===== */
.insurers{padding:42px 0 54px}
.insurers .cap{text-align:center;font-size:12.5px;font-weight:800;color:var(--soft);letter-spacing:2.5px;margin-bottom:17px}
.marquee{overflow:hidden;width:100%;-webkit-mask-image:linear-gradient(90deg,transparent,#000 8%,#000 92%,transparent);mask-image:linear-gradient(90deg,transparent,#000 8%,#000 92%,transparent)}
.track{display:flex;gap:13px;list-style:none;width:max-content;animation:roll 30s linear infinite;padding:4px 0}
.marquee:hover .track{animation-play-state:paused}
.track li{background:#fff;border:2px solid var(--ink);border-radius:6px 14px 14px 6px;padding:9px 22px;font-weight:800;font-size:14.5px;color:var(--ink);white-space:nowrap;box-shadow:0 4px 10px rgba(74,52,38,.12);border-left:7px solid var(--cherry)}
.track li:nth-child(3n){border-left-color:var(--sage)}
.track li:nth-child(3n+1){border-left-color:var(--butter)}
@keyframes roll{from{transform:translateX(0)}to{transform:translateX(-50%)}}
/* 보험사 마퀴는 모바일 절전/애니메이션 줄이기 설정과 무관하게 항상 자동 슬라이드.
   (CSS 애니메이션이 차단되는 기기는 main.js의 JS 폴백이 직접 굴린다) */
@media (prefers-reduced-motion:reduce){
  .reveal{opacity:1!important;transform:none!important;transition:none!important}
}

/* ===== 공통 섹션 ===== */
.block{padding:64px 0}
.center{text-align:center}
.eyebrow-s{display:inline-flex;align-items:center;gap:8px;font-family:var(--disp);font-size:18px;font-weight:400;letter-spacing:1px;line-height:1;color:var(--cherry-deep);background:#fff;border:2px solid var(--cherry);border-radius:999px;padding:7px 18px 5px;margin-bottom:13px;box-shadow:0 4px 10px rgba(226,92,74,.14)}
.title{font-family:var(--disp);font-weight:400;font-size:clamp(31px,4vw,46px);letter-spacing:0;line-height:1.3;color:var(--ink-deep)}
.title b{color:var(--cherry);font-weight:400}
.title .mk{background:linear-gradient(transparent 62%,var(--butter) 62%)}
.desc{margin-top:10px;color:var(--soft);font-size:15.5px}

/* ===== 오늘의 필기 3종 ===== */
.notes3{display:grid;grid-template-columns:repeat(3,1fr);gap:26px;margin-top:42px}
.note3{position:relative;background:#fff;border:2.5px solid var(--ink);border-radius:4px 4px 16px 16px;box-shadow:var(--shadow);padding:28px 24px 23px;transition:transform .2s;background-image:linear-gradient(var(--rule) 1px,transparent 1px);background-size:100% 34px;background-position:0 20px}
.note3:hover{transform:translateY(-5px) rotate(-.4deg)}
.note3 .ntape{position:absolute;top:-13px;left:50%;transform:translateX(-50%) rotate(-2.5deg);width:96px;height:26px;border:1.5px dashed rgba(51,35,26,.25)}
.note3:nth-child(1) .ntape{background:rgba(255,214,107,.88)}
.note3:nth-child(2) .ntape{background:rgba(127,178,133,.55)}
.note3:nth-child(3) .ntape{background:rgba(226,92,74,.4)}
.note3 h3{font-family:var(--disp);font-weight:400;font-size:23px;line-height:1.25;margin-bottom:7px;color:var(--ink-deep)}
.note3 h3 b{color:var(--cherry);font-weight:400}
.note3 p{font-size:14.2px;color:var(--soft)}

/* ===== 6 메뉴 이미지 카드 ===== */
.cards{display:grid;grid-template-columns:repeat(3,1fr);gap:26px;margin-top:40px}
.mcard{background:#fff;border:2.5px solid var(--ink);border-radius:var(--r);box-shadow:var(--shadow);display:block;overflow:hidden;transition:transform .2s,box-shadow .2s}
.mcard:hover{transform:translateY(-7px) rotate(-.3deg);box-shadow:0 22px 42px rgba(74,52,38,.2)}
.mcard .thumb{display:block;aspect-ratio:72/50;overflow:hidden;background:var(--butter-soft);border-bottom:2.5px solid var(--ink)}
.mcard .thumb img{width:100%;height:100%;object-fit:cover;transition:transform .35s}
.mcard:hover .thumb img{transform:scale(1.045)}
.mcard .cap{display:block;padding:14px 20px 17px}
.mcard h3{font-family:var(--disp);font-size:23px;font-weight:400;line-height:1;display:flex;align-items:center;justify-content:space-between;color:var(--ink-deep)}
.mcard .go{width:28px;height:28px;border-radius:50%;background:var(--butter);color:var(--ink);border:2px solid var(--ink);display:grid;place-items:center;font-size:14px;transition:background .2s,color .2s,transform .2s}
.mcard:hover .go{background:var(--cherry);color:#fff;transform:translateX(3px)}
.mcard p{margin-top:6px;font-size:13.6px;color:var(--soft)}

/* ===== 표 ===== */
.gentable{margin-top:34px;border-radius:var(--r);overflow:hidden;box-shadow:var(--shadow);background:#fff;border:2.5px solid var(--ink)}
.gentable table{width:100%;border-collapse:collapse;font-size:14.5px}
.gentable th{background:var(--ink);color:#fff;font-weight:800;padding:13px 16px;text-align:left}
.gentable th b{color:var(--butter)}
.gentable td{padding:13px 16px;border-top:1.5px dashed var(--kraft);color:var(--soft);vertical-align:top}
.gentable td b{color:var(--ink-deep)}
.gentable tr:nth-child(even) td{background:var(--paper2)}

/* ===== 콜아웃 : 포스트잇 ===== */
.callout{margin-top:30px;background:var(--butter-soft);border:2.5px solid var(--ink);border-radius:4px 4px 16px 16px;padding:20px 25px;display:flex;gap:14px;align-items:flex-start;box-shadow:var(--shadow);position:relative}
.callout::before{content:"";position:absolute;top:-12px;left:34px;width:88px;height:24px;background:rgba(255,214,107,.9);border:1.5px dashed rgba(138,106,0,.4);transform:rotate(-2deg)}
.callout .ci{font-size:22px;line-height:1.2}
.callout h3{font-family:var(--disp);font-size:20px;line-height:1.1;font-weight:400;margin-bottom:5px;color:var(--butter-deep)}
.callout p{font-size:14.3px;color:#73602a}

/* ===== 오답노트 (qna) ===== */
.wrongs{margin-top:34px;display:grid;gap:16px}
.wrong{background:#fff;border:2.5px solid var(--ink);border-radius:14px;box-shadow:var(--shadow);padding:20px 24px;background-image:linear-gradient(var(--rule) 1px,transparent 1px);background-size:100% 34px;background-position:0 18px}
.wrong .x{display:flex;align-items:flex-start;gap:11px;font-size:16px;font-weight:800;color:var(--ink-deep)}
.wrong .x .xm{flex:none;font-family:var(--disp);color:var(--cherry);font-size:25px;line-height:1}
.wrong .x s{text-decoration-color:var(--cherry);text-decoration-thickness:2.5px}
.wrong .o{display:flex;align-items:flex-start;gap:11px;margin-top:9px;font-size:14.5px;color:var(--soft)}
.wrong .o .om{flex:none;font-family:var(--disp);color:var(--sage-deep);font-size:23px;line-height:1.1}
.wrong .o b{color:var(--ink)}

/* ===== 숫자 밴드 ===== */
.statband{margin-top:40px;display:grid;grid-template-columns:repeat(3,1fr);gap:22px}
.stat{background:#fff;border:2.5px solid var(--ink);border-radius:var(--r);text-align:center;padding:30px 18px 26px;box-shadow:var(--shadow);position:relative}
.stat::after{content:"";position:absolute;top:-11px;left:50%;transform:translateX(-50%) rotate(-2deg);width:84px;height:22px;border:1.5px dashed rgba(51,35,26,.22)}
.stat:nth-child(1)::after{background:rgba(255,214,107,.88)}
.stat:nth-child(2)::after{background:rgba(127,178,133,.55)}
.stat:nth-child(3)::after{background:rgba(226,92,74,.4)}
.stat .n{font-family:var(--disp);font-weight:400;font-size:clamp(36px,4vw,50px);line-height:1}
.stat:nth-child(1) .n{color:var(--cherry-deep)}
.stat:nth-child(2) .n{color:var(--sage-deep)}
.stat:nth-child(3) .n{color:var(--blue-deep)}
.stat .l{margin-top:8px;font-size:13.5px;font-weight:700;color:var(--soft)}

/* ===== CTA 밴드 : 큰 포스트잇 ===== */
.ctaband{position:relative;text-align:center;background:var(--butter);padding:52px 30px 46px;border:3px solid var(--ink);border-radius:6px 6px 26px 26px;overflow:clip;box-shadow:0 22px 44px rgba(51,35,26,.24)}
.ctaband::before{content:"";position:absolute;top:-16px;left:50%;transform:translateX(-50%) rotate(-1.5deg);width:190px;height:36px;background:rgba(253,249,240,.92);border:2px dashed rgba(51,35,26,.3)}
.ctaband h2{font-family:var(--disp);font-weight:400;font-size:clamp(30px,3.8vw,44px);line-height:1.3;color:var(--ink-deep);position:relative;z-index:1}
.ctaband h2 b{color:var(--cherry-deep);font-weight:400}
.ctaband p{margin:6px 0 22px;color:#73602a;font-size:15px;font-weight:600;position:relative;z-index:1}
.ctaband a{display:inline-block;background:var(--cherry);color:#fff;border:2.5px solid var(--ink);border-radius:999px;padding:13px 42px;font-weight:400;font-size:22px;line-height:1.1;font-family:var(--disp);box-shadow:0 5px 0 var(--ink);transition:transform .15s,background .15s,color .15s;position:relative;z-index:1}
.ctaband a:hover{transform:translateY(-2px);background:var(--ink);color:var(--butter)}

/* ===== 하단 고정 CTA 바 ===== */
.stickybar{position:fixed;left:0;right:0;bottom:0;z-index:70;background:rgba(253,249,240,.97);backdrop-filter:blur(8px);padding:11px 16px;display:flex;align-items:center;justify-content:center;gap:16px;transform:translateY(110%);transition:transform .3s ease;border-top:2.5px solid var(--ink)}
.stickybar.show{transform:translateY(0)}
.stickybar p{font-size:14px;color:var(--ink);font-weight:700}
.stickybar p b{font-weight:900;color:var(--cherry-deep)}
.stickybar a{background:var(--cherry);color:#fff;padding:10px 25px;border-radius:999px;border:2px solid var(--ink);font-weight:800;font-size:14px;box-shadow:0 4px 0 var(--ink);transition:transform .15s,background .15s,color .15s}
.stickybar a:hover{transform:translateY(-2px);background:var(--ink);color:var(--butter)}

/* ===== 서브 페이지 헤더 ===== */
.subhero{position:relative;overflow:clip;padding:44px 0 46px;text-align:center;background:var(--kraft) url('../bg.png') repeat;background-size:360px 360px;border-bottom:2.5px solid var(--ink)}
.subhero .inner{position:relative;background:var(--paper2);border:3px solid var(--ink);border-radius:18px;max-width:760px;margin:0 auto;padding:28px 30px 26px;box-shadow:0 18px 38px rgba(51,35,26,.22);background-image:linear-gradient(var(--rule) 1px,transparent 1px);background-size:100% 36px;background-position:0 20px}
.subhero .inner::before{content:"";position:absolute;top:-15px;left:50%;transform:translateX(-50%) rotate(-2deg);width:150px;height:30px;background:rgba(255,214,107,.88);border:1.5px dashed rgba(138,106,0,.4)}
.subhero .crumb{font-size:13px;color:var(--soft);margin-bottom:8px;font-weight:700}
.subhero .crumb a{color:var(--blue-deep);text-decoration:underline;text-underline-offset:3px}
.subhero .crumb a:hover{color:var(--cherry-deep)}
.subhero .crumb span{margin:0 7px;color:#d6c6b2}
.subhero h2{font-family:var(--disp);font-weight:400;font-size:clamp(32px,4.2vw,48px);line-height:1.3;color:var(--ink-deep)}
.subhero h2 b{color:var(--cherry);font-weight:400}
.subhero h2 .mk{background:linear-gradient(transparent 62%,var(--butter) 62%)}
.subhero p{margin:7px auto 0;color:var(--soft);font-size:15px;max-width:560px}

/* ===== 본문 콘텐츠 보조 ===== */
.article{padding:46px 0 62px}
.article .sec{margin-bottom:48px}
.article h3.h{font-family:var(--disp);font-weight:400;font-size:26px;line-height:1.25;color:var(--ink-deep);display:flex;align-items:center;gap:11px;margin-bottom:13px}
.article h3.h::before{content:"✎";flex:none;color:var(--cherry);font-size:22px}
.article .sec:nth-child(even) h3.h::before{content:"✔";color:var(--sage-deep)}
.article p.t{color:var(--soft);font-size:15.6px;margin-bottom:12px;max-width:860px}
.article p.t b{color:var(--ink)}
.article p.t a{color:var(--blue-deep);text-decoration:underline;text-underline-offset:3px;font-weight:700}
.article p.t a:hover{color:var(--cherry-deep)}
.steps{counter-reset:st;display:grid;gap:15px;margin-top:22px}
.step{background:#fff;border:2.5px solid var(--ink);border-radius:14px;box-shadow:var(--shadow);padding:20px 23px 20px 76px;position:relative;counter-increment:st}
.step::before{content:counter(st);position:absolute;left:19px;top:18px;width:38px;height:38px;border-radius:50%;background:var(--butter);color:var(--ink-deep);border:2.5px solid var(--ink);font-family:var(--disp);font-weight:400;font-size:22px;display:grid;place-items:center}
.step h3{font-family:var(--disp);font-size:22px;line-height:1.15;font-weight:400;margin-bottom:4px;color:var(--ink-deep)}
.step p{font-size:14.2px;color:var(--soft)}
.checklist{list-style:none;margin-top:17px;display:grid;gap:10px;max-width:860px}
.checklist li{background:#fff;border:2px solid var(--ink);border-radius:12px;padding:13px 17px 13px 46px;position:relative;font-size:14.4px;color:var(--soft);box-shadow:var(--shadow)}
.checklist li::before{content:"✔";position:absolute;left:17px;top:12px;color:var(--sage-deep);font-weight:900}
.checklist li b{color:var(--ink)}

/* ===== FAQ ===== */
.faq{margin-top:34px}
.qa{background:#fff;border:2.5px solid var(--ink);border-radius:14px;margin-bottom:12px;box-shadow:var(--shadow);overflow:hidden;transition:box-shadow .2s,transform .2s}
.qa.open{transform:translateY(-2px);box-shadow:0 18px 36px rgba(74,52,38,.18)}
.qa .q{width:100%;display:flex;align-items:center;justify-content:space-between;gap:14px;background:none;border:0;text-align:left;padding:17px 21px;font-size:15.5px;font-weight:800;cursor:pointer;color:var(--ink)}
.qa .q:hover{background:var(--paper2)}
.qa .qmark{color:var(--cherry);font-family:var(--disp);font-weight:400;margin-right:9px;font-size:21px}
.qa .ar{width:28px;height:28px;border-radius:50%;background:var(--butter);color:var(--ink);border:2px solid var(--ink);display:grid;place-items:center;font-size:16px;font-weight:900;flex:none;transition:transform .25s,background .2s,color .2s}
.qa.open .ar{transform:rotate(45deg);background:var(--cherry);color:#fff}
.qa .a{max-height:0;overflow:hidden;transition:max-height .35s ease;color:var(--soft);font-size:14.6px}
.qa .a > div{padding:0 21px 19px;border-top:1.5px dashed var(--kraft);padding-top:14px}

/* ===== Footer ===== */
footer{background:var(--ink-deep);color:#fff;padding:0 0 34px;margin-top:22px}
footer::before{content:"";display:block;height:12px;margin-bottom:42px;background:repeating-linear-gradient(-45deg,var(--cherry) 0 16px,var(--butter) 16px 32px,var(--sage) 32px 48px)}
.fnotes{background:rgba(255,255,255,.08);border-radius:14px;padding:19px 22px;font-size:12.6px;line-height:1.85;color:rgba(255,255,255,.74)}
.fnotes .strong{font-weight:800;color:var(--butter);margin-bottom:6px}
.fbot{display:flex;align-items:flex-end;justify-content:space-between;gap:20px;margin-top:25px;flex-wrap:wrap}
.fbrand{display:flex;align-items:center;gap:9px;font-family:var(--disp);font-weight:400;font-size:21px;line-height:1;color:#fff}
.fbrand .mark{width:26px;height:26px}
.fbrand .mark svg{width:26px;height:26px}
.fcorp{margin-top:8px;font-size:12.4px;color:rgba(255,255,255,.55)}
.flinks{display:flex;gap:18px}
.flinks a{font-size:13.4px;font-weight:800;color:var(--butter);text-decoration:underline;text-underline-offset:3px}
.flinks a:hover{background:var(--butter);color:var(--ink-deep);text-decoration:none;border-radius:5px}

/* ===== Modal ===== */
.modal{display:none;position:fixed;inset:0;z-index:120;background:rgba(51,35,26,.58);padding:20px}
.modal.open{display:flex;align-items:center;justify-content:center}
.mbox{background:var(--paper);width:100%;max-width:480px;border:2.5px solid var(--ink);border-radius:20px;box-shadow:0 30px 70px rgba(20,12,8,.55);animation:rise .25s ease;overflow:hidden}
/* 약관 보기 레이어는 넓게 (SMS 모달 480px과 분리) */
#termsModal .mbox{max-width:760px}
@keyframes rise{from{transform:translateY(18px);opacity:0}to{transform:none;opacity:1}}
.mtop{display:flex;align-items:center;justify-content:space-between;padding:14px 24px;background:var(--ink);border-bottom:2.5px solid var(--ink-deep)}
.mtop h3{font-family:var(--disp);font-size:21px;line-height:1.1;font-weight:400;color:var(--butter)}
.mclose{background:rgba(255,255,255,.22);border:0;width:32px;height:32px;border-radius:50%;font-size:18px;font-weight:900;cursor:pointer;line-height:1;color:#fff}
.mclose:hover{background:var(--butter);color:var(--ink-deep)}
.mbody{padding:22px 24px;max-height:60vh;overflow-y:auto}
.mbody.nopad{padding:0;max-height:none;overflow:hidden}
.terms-frame{width:100%;height:65vh;border:0;display:block;background:#fff}
.mfoot{display:flex;gap:10px;justify-content:flex-end;padding:14px 22px;border-top:1.5px dashed var(--kraft);background:#f6efe2}
.mbtn{background:var(--cherry);color:#fff;border:2px solid var(--ink);border-radius:999px;padding:11px 22px;font-weight:800;font-size:14.5px;cursor:pointer;transition:background .15s,color .15s;box-shadow:0 3px 0 var(--ink)}
.mbtn:hover{background:var(--ink);color:var(--butter)}
.mbtn.ghost{background:#fff;color:var(--ink)}
.mbtn.ghost:hover{background:var(--ink);color:var(--butter)}
.mbtn.full{width:100%}
.smsinfo{font-size:15px;text-align:center;margin-bottom:16px;color:var(--soft)}
.smsinfo b{color:var(--cherry-deep)}
.demohint{display:none}
.resend{display:block;margin:13px auto 0;background:none;border:0;font-size:13.5px;font-weight:700;color:var(--soft);text-decoration:underline;text-underline-offset:3px;cursor:pointer}
.resend:hover{color:var(--cherry-deep)}
.field.mfield{margin-top:18px}

/* ===== Reveal ===== */
.reveal{opacity:0;transform:translateY(20px);transition:opacity .6s ease,transform .6s ease}
.reveal.in{opacity:1;transform:none}

/* ===== Responsive ===== */
@media (max-width:920px){
  nav{display:none}
  header .hbtn{display:none}
  .burger{display:flex}
  .hero{padding:24px 0 38px}
  .notebook{grid-template-columns:1fr;max-width:520px}
  .npageL{border-right:3px solid var(--ink);border-bottom:0;border-radius:22px 22px 0 0;padding:42px 26px 22px 30px;text-align:left}
  .npageR{border-left:3px solid var(--ink);border-top:0;border-radius:0 0 22px 22px;padding:34px 26px 22px 30px}
  .spine{left:0;right:0;top:auto;bottom:auto;width:auto;transform:none}
  .spine{display:none}
  .hcopy h2{font-size:33px}
  .hcopy .lead{display:none}
  .hcopy .stickies{display:none}
  .npageR .tape{width:120px}
  .notes3{grid-template-columns:1fr;gap:28px}
  .cards{grid-template-columns:1fr 1fr;gap:16px}
  .statband{grid-template-columns:1fr;gap:24px}
  .gentable{overflow-x:auto}.gentable table{min-width:560px}
}
@media (max-width:560px){
  .cards{grid-template-columns:1fr}
  .stickybar p{display:none}
  .stickybar a{width:100%;text-align:center}
  .npageL{padding:36px 20px 18px 26px}
  .npageR{padding:30px 20px 20px 26px}
  .subhero .inner{padding:26px 18px 22px}
}